In Younited our mission is to redefine e-credit processes to become your trusted financial partner .
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Our vision is to help you achieve your financial wellbeing .
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We also have started the process to become B-Corp certified .
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We are the leading provider of instant credit for the e-economy in Europe .
Constant innovation, cutting-edge technology and an exceptional user experience have enabled nearly overe 1.2 million customers to access instant credit in a simple and transparent way, to renovate their home, go on vacation or buy a new smartphone.
We offer both credit and payment solutions : - directly to consumers (Younited Credit / Younited Pay) - via partners (banks, fintech & insurers who want to develop consumer lending activities, and retailers, telecom operators, e-merchants who want to offer their customers the easiest solution to pay in installments).
Some key figures about the Younited group : 1.
Younited is present in 4 European countries ?
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Younited employs over 600 people in Paris, Rome, Barcelona, Lisbon??
3 Younited has forged several partnerships with prestigious players including Orange Bank, Microsoft, Bpifrance, Apple Premium Resellers, N26, Fortuneo and Lydia ?
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Our 5 corporate values that guide us every day: 1.
Make it Simple : Go for simplicity at all levels of the customer experience and the organization.
Be transparent.
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Act as an entrepreneur : Take responsibility for your subjects, work as a team.
Dare, try, accept to fail.
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Innovate or die : Challenge the status quo, try the impossible!
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Faster is better : Value speed over perfection.
Align with priorities.
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No limit : Be free, stay humble.
For its team based in Rome, Younited is looking for a Risk & Data Analyst.
The selected professional will join the Risk & Pricing team, specifically integrating into the strategic Risk area.
This area is crucial for managing and optimizing the risk performance of Younited's credit portfolio.
The Risk & Data Analyst will operate under the direct supervision of the Risk & Pricing Manager, actively contributing to risk assessment and mitigation strategies.
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The Risk & Data Analyst will play a central role in the following activities: • Data-Driven Risk Monitoring: Oversee comprehensive monitoring and analysis of risk KPIs across all product lines, transforming complex data into strategic insights that drive proactive risk management.
• Policy Development and Optimization: Innovate and refine risk and fraud policies, focusing on emerging areas such as Instant Credit and new Credit Bureau services, to strengthen decision-making integrity and operational efficiency.
• Strategic Collaboration and Business Growth: Partner with cross-functional teams, both locally and with Paris-based central risk, to support high-impact initiatives, including Open Banking and Pay product launches, ensuring risk management excellence aligns with business growth.
What we are looking for: Education and Knowledge: • Bachelor's/Master's degree in Economics, Statistics, Mathematics, or Engineering ?
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• Knowledge of the banking/financial sector ?
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• Excellent knowledge of the Office package (Excel, PowerPoint, Word) ?
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• Excellent knowledge of the English language ?
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• Nice to have: knowledge of PowerBI and Python Soft Skills: • Proactivity in supporting strategic initiatives and ability to actively contribute to continuous improvement.
• High competence in data analysis and strong orientation towards solving complex problems.
• Time management skills and the ability to prioritize activities in a fast-paced and dynamic work environment.
• Effective communication skills, both in teamwork and in interactions with internal and external stakeholders.
Experience: • At least 2 years of experience in the banking/financial sector Contract and RAL will be evaluated during the interview phase according to the experience and needs of each candidate.
Office & Team Life - A central building in Rome…few steps from Villa Borghese ?
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- Free coffee and a comfy kitchen to relax and do your lunch break ?
- Free Beer every Friday ?
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- Biliardino and playstation ?
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- The latest in Hardware equipment ?
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Experience Our Younited Life Benefits - Flexible Remote Policy ?
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- Parenting Policy ?
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- A competitive salary package ?
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- Welfare for you and your family ?
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- Ticket Restaurant ?
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Ready to lead the instant credit revolution?
Want to become the next Younie?
Apply and let's meet ?
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PI253906198