Product Manager / Underwriting & Sales Specialist We're a tech-driven insurance company with Latvian roots, causing waves in the industry with our fresh approach. Our secret? Placing people's lifestyles at the heart of our products and leveraging the power of automation. The result is an insurance experience that's as hassle-free as it gets. Today, we are sprinkled across Latvia, Lithuania, Poland, France, Germany, Italy, and Estonia. We're all over the place, and we're just getting started. We are on a mission to redefine the way you think about insurance. We're seeking a skilled Underwriter to manage broker relationships, assess risks, and drive sales. If you're proactive and experienced in the insurance market, join us to make an impact Responsibilities: Develop products, tools, and methods for risk acceptance and protection; Ongoing analysis of the market environment, competition, and emerging changes; Modify existing products and introduce new ones; Establish, maintain, and develop sales relationships with intermediaries (broker channel); Assess risks, prepare insurance offers based on received inquiries, and conclude insurance agreements in line with the strategy and underwriting guidelines; Provide product expertise and actively collaborate with the sales network (including conducting training sessions). Requirements: A higher education degree – preferred fields: insurance, law, economics, finance; A minimum of 3 years of experience in product management and sales / underwriting of property and liability insurance; Good knowledge of MS Office (PowerPoint and Excel); Familiarity with the insurance market and practical knowledge of insurance-related issues; Analytical and creative thinking skills; Communicative knowledge of English (minimum B2 level). Why You'll Love It Here: You will be working from our modern office in the Warsaw (almost) city center, while also having the option of a nomad-desk. This means that you can occasionally choose to work from dynamic locations across Riga, Tallinn, and Vilnius, or, if you wish, your home office. Our flat organizational structure empowers each employee to make meaningful decisions and contribute directly to our shared vision. Our bonus system aligns your personal goals with company objectives, giving you the freedom to grow in a way you see fit and earn a little extra along the way. Balcia brings a whole new meaning to insurance, making it dynamic, vibrant, and full of exciting surprises To make your start here as smooth as possible, we'll provide effective onboarding. You'll receive a competitive salary based on your competencies and previous experience. You'll receive high-quality health insurance (from day one), additional paid days off, amazing discounts on Balcia products to keep you and your family safe, and many more. Each year our benefits package is reviewed with the intent to include even more bonuses J-18808-Ljbffr