**Your Opportunity**:
As a Product & Delivery manager - Credit Risk, you'll play a pivotal role in building solutions that safeguards our business from the evolving risks associated with our payments. You will lead the effort in designing products that harness real-time payment data, external credit bureau insights, and advanced analytics to reduce exposure to fraud and credit defaults in our payment ecosystem.
This is your opportunity to collaborate with top-tier teams including engineers, data scientists, data engineers, machine learning and external vendors, ensuring our credit risk products are robust, scalable, and tailored to the fast-paced world of payments. You'll explore new technologies and innovations to help businesses better manage payment-related risks, from transaction-level fraud detection to credit risk exposure across merchants and partners.
**What you'll be doing**:
- Lead the development of credit risk products that identify, assess, and mitigate credit risk of our merchants.
- Collaborate with cross-functional teams to build real-time risk management tools
- Design credit risk monitoring solutions that prevent merchant defaults and minimise exposure
- Identify and integrate external credit bureau data to enhance risk evaluation for merchants
- Manage the end-to-end product lifecycle, from concept through launch, ensuring products are timely, innovative, and meet market needs.
- Work closely with stakeholders across the organisation to translate business requirements into actionable product features.
- Stay ahead of industry trends and regulatory shifts, ensuring our credit risk solutions evolve with the changing landscape of payments.
**What you'll bring**:
- 6+ years of work experience of which at least 3+ years in Product Management with some experience in a technology business
- Ability to lead product teams with multiple stakeholders
- A demonstrated history of strong performance in product discovery and product delivery
- Experience defining longer term strategy and aligning with senior management
- Ability to gather insights, conduct market research, and perform competitive analysis to identify trends and opportunities
- You use data not only to understand performance, but to steer decisions and drive performance.
- Experience driving the product roadmap, setting clear objectives and prioritising feature enhancements
- Ability to work well as part of a team in a fast-paced environment
- Excellent communication in English
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