Job descriptionBusiness typeTypes of Jobs - Risk Management / Control Job titleCredit Risk Analyst Contract typePermanent Contract Job summary Main responsibilities: Sets up of credit reviews upon request of FO teams (CIB/GEG), both for prospects (new credit files) and existing clients (annual and interim reviews; waivers; amendment; etc.)
to be presented either in local or Paris committees (or both).
The credit reviews must include rating assessment and risk opinion.Concerning credit requests initiated by the local unit:Analysing the FO request, conducting a financial and credit analysis, and writing of credit files in conjunction with the Support to Front team and senior bankers for their portfolio and for all business lines;Determining Risk Ratings in Anadefi (calculation and proposal) for groups and counterparties;Monitoring of the economic and financial evolution of clients;Monitoring of the global set of limits on groups;Participation to the Local Credit Committee.
For credit applications exceeding the local delegation, working in coordination with regional and HO RPC teams;Creation of the RPC opinion In Phidias and data capture in Eurecca (total or complementary according the request type) for authorizations/ ratings and Ricos structure;Concerning credit applications initiated by the international network on the subsidiaries of local groups:Review of the credit applications initiated by the network and issuance of the risk opinion per delegation level.Global RPC contact for client groups: coordination of annual reviews of all subsidiaries of groups covered and implementation of risk policy on those groups.Other:Preparation of Portfolio Review related documentation Controls, data qualityPosition location Geographical areaEurope, Italy City MILANCandidate criteria Minimal education levelPostgraduate degree – MA/MSc/PhD/Doctorate or equivalent Academic qualification / Speciality MSc in Finance/Economics Level of minimal experience 3-5 years Required skills Strong Ability to communicate clearly and easilyStrong Ability to analyse and summariseStrong Rigour and sense of organisationFairly strong Apprehension of results and prioritiesFairly strong AutonomyAverage Relationship management/Commercial senseStrong Capacity to cooperate/Ability to work across disciplines Technical skills required Good knowledge in financial and risk analysis LanguagesFluent command in English
